Leeds Building Society has launched two new fixed-rate mortgages, across three- and five-year terms at up to 90% loan to value.
Both of these products come with a free standard valuation and a fee-assisted legal service for in-house remortgages.
The three-year fixed-rate offer — up to and including 31 March 2026 – covers:
• Fixed at a rate of 4.99%
• Available at up to 90% LTV
• A £999 completion fee
• Free standard valuation
• Fee-assisted legal service for in-house remortgages
• Early redemption charges of 3.5% / 2.5% / 1.5% of the amount redeemed.
• And 10% penalty-free capital over repayments allowed each year.
The five-year fixed-rate deal — up to and including 31 March 2028 – covers:
• Fixed at a rate of 4.79%
• Available at up to 90% LTV
• No completion fee.
• Free standard valuation
• Fee-assisted legal service for in-house remortgages
• Early Redemption Charges of 5% / 5% / 4% / 3% / 2% of the amount redeemed.
• And 10% penalty-free capital over repayments allowed each year.
Bradley Hall’s senior mortgage & protection manager, Gary Dobson said:
“During what has been a difficult time for the property and mortgage market, people are looking for stability and opportunity. Seeing building societies introduce new fixed-term mortgages such as these, can only be viewed in a positive light, and suggests a more encouraging future for the market.
“The new products will offer flexibility for those seeking a mortgage with a smaller deposit, being available for up to 90% LTV, meaning that when arranging a mortgage or remortgage for a property only 10% of the deposit will be required.
“This is fantastic for first time buyers or for those that have been struggling to get their foot on the property ladder. It is also a positive step for the mortgage and property market, ensuring a more accessible route in for homeowners.”
For more information about mortgages contact Gary and the team via mortgages@bradleyhall.co.uk or 0191 260 2000.
BH Mortgage Services Ltd is an appointed representative of The Right Mortgage Limited who are authorised and regulated by the Financial Conduct Authority (FCA) for general insurance, pure protection, and mortgage business. The Right Mortgage Limited is registered in England and Wales. Company No: 09863667. Registered address: John's Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.
